A wallet, distilled

Hold money,
move it,
in a tap.

xter is a beautifully simple wallet that settles instantly through NexusPay. No fluff, just money that moves.

  • Real-time cash in
    QR Ph, GCash, Maya — credited the moment it clears.
  • Free P2P to any @xter
    Send to a handle. They get it instantly. No fees.
  • Bank-grade plumbing
    Atomic ledger, signed webhooks, idempotent everything.